About Me

Paul Hogenson, Mortgage Banker

Working with satisfied clients over the past 13 years in the mortgage industry, provides Paul the perspective to find the best mortgage loan for you. As an experienced authority in this ever-changing market, his knowledge and expertise enable a smooth and successful closing for your transaction. Throughout his professional career Paul chose to work by referral only; building strong, lasting, lifelong relationships one person at a time. His goal is to have you pleased with the results and experience of having selected him as your mortgage consultant. He is committed to giving you, and those you refer, the guidance and direction needed to move confidently through the mortgage process.

Nicole Coon, Operations Manager

The other operations of the business are handled by Nicole so that our team can focus on our most important component- you and your financing! Her primary goal is to make sure you are receiving exceptional service and that your transaction is a smooth one, from the initial consultation to a successful closing and beyond. We feel that the closing is just the beginning of our service to you. While continually monitoring the market, we’ll keep you informed and offer suggestions to help you achieve your long term financial goals. Because we value our relationship with you, please contact us if you ever have any financial questions!

Heather Affolter, Loan Coordinator

Your loan will be managed by one of our experienced loan coordinators. The components of the loan process, such as ordering the appraisal and title work will be handled by your coordinator. Your loan coordinator will work in conjunction with an underwriter. If there is any documentation we still need from you, your loan coordinator will be in contact with you directly. Our loan coordinators also work to clear any prior to closing approval conditions.

Underwriter

Many of our loan products can be underwritten in-house which means faster service for your transaction. The underwriter will review the mortgage loan information for your purchase or refinance and verify your eligibility to receive a mortgage. In many instances additional information or clarification, also know as “conditions,” is requested before offering a final approval.